FAQ

The questions below cover account opening, MT5 trading, deposits and withdrawals, and checking records with XIN WANG GOLDEN COMPANY LIMITED. For your account permissions and applicable trading parameters, please also see the product information, trading rules, fee schedule and formal notices.

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Deposits & withdrawals

33Where can I get reliable deposit details?

Enter the Client Portal from the official website every time, and check the available channels, payee, currency, amount, reference number and fees for this deposit. Don’t reuse old screenshots, addresses from social groups or other people’s payment details. For bank transfers, the paying account must match the trading account holder and registered details; other channels still require the applicable ownership checks. Verify any request to pay an individual with us first.

34The payment has left my bank. Why hasn’t it reached my trading account?

The bank debit, actual receipt by the payee, matching of details and crediting of the trading account are separate stages. Keep the payer, payee, amount and currency, date and bank reference, and submit proof through the official process. Don’t transfer again to “top up” while it is being checked, and don’t treat uncredited amounts as margin.

35Can I deposit from a relative’s account, or withdraw to a third-party account?

Third-party bank accounts cannot be used for deposits or withdrawals; accounts of relatives, friends or introducers are not same-name accounts because of the relationship. If one was used by mistake, stop paying, keep the proof and contact us for review. Any return or other handling of the funds follows applicable law and the verification results, and does not mean funds can be freely paid to someone else.

36How is currency converted if my deposit or withdrawal currency differs from my account currency?

Exchange rates, conversion spreads and bank or payment provider fees may apply. Before acting, check the actual currency paid or received, the source or method of confirming the rate, the time it applies and the final amount credited. Profits calculated in USD may not be the same after conversion into your local currency.

37Can I transfer between my own trading accounts?

Only when XinWang explicitly offers and approves this function. Check that both accounts are yours, the currency, the amount available and anything in transit. A transfer out may reduce free margin in the source account, and an incoming transfer cannot be treated as received until completed; internal transfers are not closing positions, withdrawals or permission to pay third parties.

38What should I check when using USDT or other digital-asset channels?

Only use them when they are explicitly offered in the official Client Portal and apply to you. Each time, check the asset, network, address, any required memo, limits, fees and confirmation requirements; the same asset on different networks is not interchangeable. A broadcast transaction or a screenshot does not mean the Company has credited it; wallet ownership and source-of-funds checks may also apply.

39How do I request a withdrawal? Can I apply with open positions?

Submit a request in the official Client Portal and check the receiving details, currency and amount. Bank withdrawals require a same-name receiving account; other approved channels require ownership checks. With open positions, the withdrawable amount may be affected by margin, floating P/L and unsettled charges, so keep monitoring your risk after submitting. Whether the amount is reserved or deducted, and whether the request can be withdrawn, depends on your account’s fund rules and the request status.

40What is the difference between a withdrawal being received, remitted by the Company and arriving?

A received request is not yet approved, and a remittance by the Company does not mean the bank or network has completed clearing. Check each stage in your fund records, noting the time zone, business days, required checks and external processing. Estimated times are processing arrangements, not a guarantee of arrival in every case.

41Can I change my receiving account or withdraw through a different channel?

The new receiving details and available channels must first be verified through the official process. Bank accounts must be in the same name, and other approved channels require ownership verification. The original payment route, currency, payment provider and compliance requirements may restrict changes. Don’t cancel the original receiving arrangement first or use someone else’s account to receive funds; changing your details does not automatically change withdrawal requests already submitted.

42What if a withdrawal fails, is returned or I want to cancel it?

Provide the request number and the failure or return message, and first confirm whether the funds are at the review, remittance, return or re-crediting stage. Remitted funds may not be cancellable, and returns may involve external fees and delays. Until the result of the earlier request is confirmed, don’t submit the same withdrawal again or pay an individual to “speed it up”.